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Financial Planning That Inspires
Confidence About Your Future

Helping business owners 3 to 5 years from retirement turn the value of their
business into lasting wealth and greater financial flexibility into retirement.

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Our Process

Our Process

We create strategies that are tailored to your needs and goals.

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Our History

Our History

Years of experience have prepared us to guide you through your life transitions.

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We Understand Your Situation is Unique

We Understand Your Situation is Unique

Flint River is a comprehensive wealth management firm, dedicated to serving business owners and families.

We understand that your situation is unique which is why we provide customized solutions tailored to meet your specific financial goals and challenges. 

About Us
Big Picture Perspective, Customized Solutions

Big Picture Perspective, Customized Solutions

We adopt a holistic approach to understand every facet of your situation, providing advice that enables you to use your wealth for a fulfilling life.

No stone will be left unturned as we explore every opportunity to accelerate you closer to your personal and financial aspirations.

Plan Smarter. Retire Stronger.

Plan Smarter. Retire Stronger.

You’ve Built the Business. Now Build the Exit Plan.
Get the complimentary guide + strategy call every business owner needs before retiring.

Running a business takes everything you’ve got—so don’t let your exit catch you off guard. That’s why Curt Coulombe, financial advisor and founder of Flint River Financial, wrote a straightforward guide specifically for business owners preparing for succession and retirement.

Inside, you’ll find practical, strategic steps to protect what you’ve built and plan your next chapter with confidence.

When you request your complimentary copy, you’ll also get a one-on-one strategy call with Curt to help apply the insights to your unique goals.

Financial Services Designed To Cover All Bases

We provide a holistic suite of services with the goal of establishing us as your one and only destination for financial planning.

Personal Services That Support You and Your Family

Explore our personal services that will help you secure a stable future. Receive a personalized strategy designed to take you and your family closer to your financial aspirations.

Personal Services

Business Services That Give Your Company Financial Control

Obtain a customized financial plan designed to give you greater control and more time to focus on your business.

Business Services

Book Your Personalized Consultation Now

Contact Us Today

Schedule a call with one of our advisors to take the first steps towards pursuing your financial objectives.

Who We Serve

Families & Individuals

Families & Individuals

We help families pursue their financial goals through holistic financial planning that addresses their own unique challenges. 

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Business Owners

Business Owners

We assist business owners in converting a lifetime of hard work and equity into a secure income stream, helping them confidently embrace their future.

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WHAT OUR CLIENTS ARE SAYING:

"I started my business in 1987. Curt came into my fold around 1994. Never employing high pressure tactics, his perspective on various milestones through the years has proven time and time again to be sound and trusted advice, resulting in success for my business and personal finances. Once I decided to exit the business in 2015, it was clear there were aspects I had not considered. Curt was, and always has been there for me. Any small businessman needs tools in his kit for a good run and well thought out exit strategy. Curt Coulombe and his associates are a clear and smart choice."

- Dave L., Founder, Turf Machine Inc.

"Curt has collaborated with my business partner and myself since 2019, when we began the process of selling our 40-year-old company. We had run a successful business for decades, but knew nothing about the task of selling one. He assisted us with the business, as well as the personal financial issues that arise when pursuing retirement. He is on my speed dial now."

- John G., President, Skyline Courier & Logistics

"Curt Coulombe's expertise and knowledge in the field of finance are truly impressive. His book provides a comprehensive and accessible guide to understanding and navigating the complex world of personal finance. Whether you're a beginner or an experienced investor, Coulombe's book offers valuable insights and practical strategies that can help you make informed decisions and achieve your financial goals."

- Ron S., VP of Operations, National Credit Systems, Inc.

"Curt stays in touch. Curt keeps his finger on the pulse of his clients and their business. He enables endeavors and provides counsel and options. He's always thinking about ways to serve his clients based on what he knows about them. He knows what is right for me."

- Jay L., Partner, Atlanta Land Group

"I started working with Curt Coulombe because I lacked confidence that the big-firm advisors I had been working with were listening to me and helping me as a unique individual. With Curt, I found an advisor who understood me, my goals, my changing circumstances and worked with me on a personal level month-in, month-out, year over year to grow, protect and manage my wealth. We've worked together for a long time now and have developed a great working and personal relationship that I truly appreciate. I have recently retired and am 100% confident that my family will be financially comfortable and can pursue all of the activities and interests we had hoped to when we first sat down with Curt all those years ago."

- Jeff H., Principal, Microsoft Corp. (Retired)

"My husband has used Curt Coulombe as a financial advisor for decades. When we married a year and a half ago, I switched my account to Curt. Curt is proactive, informed, stays on top of current trends, and is a great communicator. Curt stays in touch and provides new educational opportunities to his clients throughout the year. He has a direct, no-nonsense approach and is patient and very methodical in his reasoning. We highly recommend him to assist in planning their financial future."

- Karen and Tom G., Realtor and Founder, Transport Services Group

"When we started working with Curt, we had a jumble of investments and savings with no direction or plan. Now, we have direction and a clear understanding of how each account will work for us now and in the future. We both feel very confident in knowing that Curt takes the time to fully understand our changing needs and is always thinking ahead for us."

- Neshanta W., President, Comprehensive Therapy

"We have had over 15 enjoyable years of experiences and challenges working with Curt Coulombe. Curt has always had his clients' circumstances and preferences in mind. His noteworthy skills and experience are why we have stayed with him through all these years, not to mention the gains we have received due to his guidance. We have recommended Curt to many people and will continue to recommend him to anyone who is wanting to achieve better financial outcomes."

- Bob and Jean C., Founders, Pine Enterprises

This testimonial was given by a client of the financial advisor, and no compensation was provided directly or indirectly. This testimonial is not a guarantee of future performance or investment success, and the testimonial may not be representative of the experience of other customers.

Enhance Your Financial Awareness With Key Learning Materials 

Boost your financial literacy and prepare to make savvy financial choices with our meticulously selected resources.

Four Steps to Valuing an Estate

Four Steps to Valuing an Estate

Determining the value of your estate, or for someone who has passed away, can be a complex undertaking.
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Retirement Savings in Three Phases of Retirement

Retirement Savings in Three Phases of Retirement

It’s vital to think about your retirement in these three key stages, so you can adequately plan for each.
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My Retirement Savings

My Retirement Savings

See how your current savings rate and contributions may grow into retirement income.
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Frequently Asked Questions 

  • Not at all. In many cases, the most valuable planning opportunities arise several years before a business sale, often three to five years in advance. Starting early may provide more flexibility around retirement planning, tax considerations, succession planning, and other important decisions. Whether a sale is years away or still uncertain, we can help you prepare so you have more options when the time comes.

  • Our services are designed for those who want more than investment management alone and value a comprehensive approach to planning. We may not be the right fit if you're looking for stock tips, market predictions, or a transactional relationship focused solely on investment performance. We believe the strongest client relationships are built on trust, open communication, and thoughtful decision-making.

  • The right fee structure depends on the work being done. For business owners, executives, and families facing complex planning decisions, a fee-based approach often makes sense because the focus is on strategy, coordination, and complex planning matters rather than portfolio size alone. As assets become more liquid and investment management becomes a larger focus, an investment-based fee may be more appropriate. Our goal is to align our fee structure with the services and guidance you need.

  • Every client’s situation is different, which is why we begin by understanding what matters most to you, the opportunities you're evaluating, and the decisions that may be ahead. From there, we evaluate key areas of your financial life, identify opportunities and potential gaps, and work with you to develop a clear roadmap. You'll gain greater clarity around the decisions ahead and the steps that may help you move toward your goals.

  • After a business sale or other liquidity event, the focus typically shifts from building and growing wealth to preserving it and creating long-term financial sustainability. This may include investment management, tax planning, income strategies, estate planning, charitable giving, and legacy considerations. We help keep your financial resources aligned with what's most important to you.

  • We believe a coordinated approach can help support more informed decision-making. We work alongside your CPA, attorney, or other professionals to help ensure strategies are aligned and everyone is working toward the same objectives. We help bring the various pieces of your financial life together so decisions can be evaluated in the context of your broader financial picture.

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